Financial Self-Awareness

What Is Your Spending Profile?

10 questions to understand your relationship with money and receive personalized guidance to optimize your financial habits.

Question 01

You are at a shopping mall and spot a clothing item that would perfectly complement something you already own. The price equals exactly the money you have available. What do you do?

Buy it immediately, before it sells out or someone else buys it. Look for a more affordable alternative to optimize my budget. Admire the item but decide to save the money for more urgent needs or future goals.

Question 02

You see an ad for a big sale at a retail store. Your reaction is:

I get very excited, note the details, and plan to go to the store to take advantage of the deals. I ignore it — I don't need anything right now. I only pay attention if the ad features something I was already planning to buy.

Question 03

You prefer to buy:

A variety of items (clothing, electronics, novelties) even if I don't need them immediately. Gifts for friends and family, and occasionally something for myself. Only items that are truly necessary or already on my priority list.

Question 04

When it comes to giving gifts to others, you tend to:

Love giving gifts — and honestly, receiving them is even more gratifying. Always buy small treats, even outside of special occasions. Give gifts only on specific occasions, like birthdays or holidays.

Question 05

A family member needs an expensive outfit for an important event. What is your suggestion?

"If you can pay in installments, go for it! And see if there's something for me too." "Wouldn't it be better to check other stores? You might find something similar for less." "That's excessive spending for a single occasion. Think carefully about whether it's worth it."

Question 06

At a craft fair full of unique, irresistible items. What would you do?

Buy something that caught my eye immediately, without thinking much about the cost. Admire the products, but only buy if it's something essential or already planned. Pay attention to items with good value for money and only buy something truly useful.

Question 07

You win a trip to a city famous for shopping (e.g., New York, Milan). What are your main plans?

Spend most of my time exploring malls and outlet stores. Split my time between sightseeing and looking for gifts for friends. Explore local culture, landmarks, and food — focused on experiences, not things.

Question 08

You receive news of a raise in your monthly income. Your first reaction is:

Plan immediately how to use the extra money to buy things I've been wanting. Save a portion and use the rest for necessary purchases. Invest the additional amount toward future goals.

Question 09

You land a new job and receive your first paycheck. What is your first thought?

"Amazing! Now I can finally buy everything I've been wanting!" "I'll plan how to invest part of this money for a course or future trip." "The smart move is to save most of it. What I already own is still in good condition."

Question 10

If you alone won a large lottery jackpot, five minutes later you would be...

Already making a long list of things to buy, trips to take, and luxury items to get. Researching charities to donate a portion of the winnings. Heading to the bank to consult a financial advisor and plan how to invest it.

Result

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